Institute of
Certified Healthcare
Access Planning
Certified Healthcare
Access Planning
A new risk has emerged in Canada: the time delay between illness and access to care.
At ICHAP™, we’re leading the solution by delivering specialized training for licensed advisors and allied professionals, equipping them with the knowledge to recognize this exposure and design protection strategies that safeguard clients from personal and financial consequences.
Healthcare delays are reshaping how advisors and professionals must plan for the clients they support. This report explains why the time between illness and access to care has become a critical risk — and how those providing guidance can help protect both health outcomes and financial stability.
ICHAP™ offers two educational pathways tailored to your professional goals, role, and licensing status—allowing you to engage with healthcare access planning at the level that best aligns with how you serve clients.
CHAP™ — Certified Healthcare Access Planner™
This designation is for licensed insurance advisors who want to integrate access focused planning into their existing scope of practice.
QHAP™ — Qualified Healthcare Access Professional™
Designed for allied professionals who want access focused education to deepen their understanding and enhance the support they provide within their current professional role.
This will take you to our course overview section, where you can learn more about each pathway and enroll.
Stand out. Add value. Lead with strategy.
Influence the professionals who influence care.
As an ICHAP™ partner or sponsor, your brand gains national exposure to massive network of licensed advisors across Canada. Your products and services are integrated directly into the CHAP™ course — ensuring every advisor engages with your offering as part of their certification. These trusted professionals are often the first point of consultation when clients face healthcare challenges — making them powerful, organic advocates for the solutions they know, understand, and trust.
This is strategic marketing at its best — high-trust exposure that drives real-world influence.
ICHAP™ offers two educational pathways, depending on your professional role and licenisng status. Each pathway is structured into three sequential courses, which together lead to your CHAP™ designation (for licensed advisors) or your QHAP™ certificate (for allied professionals).
Choose the pathway that aligns with your background, then complete the three courses in order to earn your credential.
The QHAP™ certificate is designed for allied professionals — including those in healthcare, law, HR,corporate wellness, claims, underwriting, administration, and patient support roles — anyone who wants to deepen their understanding of Canada’s evolving access-to-care landscape. It equips professionals with the knowledge to recognize access challenges, interpret delays, and better support the individuals they serve by providing informed guidance when timely care is at risk.
CHAP™ is a professional designation for licensedadvisors who incorporate healthcare access planning into their advisorypractice and use insurance or investment based protection strategies as part oftheir client solutions.
QHAP™ is a certificate program for professionals without specific licensing in the financial, insurance or investment industry. Both pathways offer the same foundational education on the access gap, delivered through a structure tailored to each profession’s scope of work.
QHAP™graduates also receive a Certificate of Completion from ICHAP™. Continuing Education (CE) credits may also be available depending on the participant’s professional association, licensing body, or employer requirements. ICHAP™ is actively pursuing accreditation opportunities with relevant regulatory and professional organizations, which may further expand CE eligibility in the future.
The CHAP™ designation is designed for LLQP-licensed insurance professionals across Canada who want to expand their practice to include healthcare access planning from a protection strategy perspective. It equips advisors with the skills to guide clients through today’s evolving healthcare system — addressing the modern risks of delay, gaps in care, and limited access with confidence and strategy.
By earning the CHAP™ credential, advisors gain specialized knowledge that deepens client relationships, opens new sales opportunities, and creates a unique niche in the marketplace. It positions advisors as trusted leaders who can address risks that most professionals overlook — becoming catalysts for change in how Canadians prepare for healthcare challenges. For clients, this means greater peace of mind, practical strategies, and the reassurance of working with an advisor who protects not only income but also outcome.
No. The CHAP™ course is not a financial or investment planning course. It is a specialized discipline focused on addressing the risks created by delays in public healthcare. CHAP™ Certified Advisors are licensed LLQP insurance professionals who work with clients to design accident and sickness protection strategies. These strategies may be developed within a broader planning framework, depending on the advisor’s credentials. If the advisor is a CFP® or also holds additional credentials in investments, the CHAP™ credential becomes a valuable component of broader, integrated planning strategies. On its own, however, it is not a comprehensive planning designation, but rather a focused discipline within the scope of insurance planning.
Yes. The CHAP™ education program is accredited by the Institute of Certified Healthcare Access Planners (ICHAP™) as the official pathway to the CHAP™ designation and has been designed and independently audited to meet FSRA CE guidelines. In addition, the program has also been submitted for CE accreditation with leading bodies (FP Canada, Advocis) to further broaden recognition. More details will be provided when the course becomes available.
The CHAP™ education program is governed by the Institute of Certified Healthcare Access Planners™ (ICHAP™), a not-for-profit professional body. The program itself is delivered by Care Path Education Group, an ICHAP™ authorized education provider, through a secure online platform.
ICHAP™ sets the standards, ethics, and certification requirements for the CHAP™ designation. CarePath Education Group is the authorized provider that delivers the educational program, assessments, and student support. This separation ensures independence, quality, and credibility.
All tuition is collected securely by CarePath Education Group. Upon successful completion, certification is granted by ICHAP™.
The CHAP™ designation requires ongoing professional development to remain active. An annual refresher course and renewal process will be available through ICHAP™ to ensure advisors stay current with healthcare access trends.
ICHAP™ is a not-for-profit organization established to define and uphold the standards, ethics, and certification requirements of the CHAP™ designation. Governance is provided by a cross-disciplinary body of professionals representing healthcare, insurance, and related fields, ensuring that the designation remains both relevant and objectively administered. The Institute is committed to maintaining the highest level of educational rigor in order to safeguard credibility, while guiding the continuing advancement of the CHAP™ designation as the recognized national standard in healthcare access planning.
Dr. Vu Kiet Tran, MD, FCFP(EM), MHSc, MBA, CHE, ICD.D
Dr. Tran has over 25 years of clinical experience spanning emergency medicine, family practice, and long-term care. He now focuses on improving the financial wellness of healthcare professionals. He serves as Staff in Emergency Medicine at the University Health Network and also works as a healthcare and business consultant, as well as an executive, leadership, and personal coach.
Dr. Raymond Rupert, MD, MBA, CEO
Dr. Rupert is the founder of RCM Health Consultancy and has more than 40 years of experience in medicine. For the past 30 years, he has led RCM Health in supporting patients with complex healthcare needs through a global network of 4,000+ specialists, 3,000 healthcare suppliers, and hundreds of local providers. RCM Health delivers advocacy, concierge care, and advisory services — expediting access to public healthcare in Canada while also connecting clients to timely private care both domestically and internationally. The firm serves corporate and individual clients alike with a focus on quality and outcomes.
John Vamvakidis, Legal Consultant
With more than 40 years of legal experience in Ontario, John Vamvakidis has built a career spanning corporate law, real estate, and litigation. He has advised individuals, businesses, and institutions on complex legal matters and guided clients through transactions, disputes, and growth strategies. Today, John applies his expertise in a professional capacity as a consultant in the international digital banking sector. As a Consultant and Director at Xlentpay, he plays a key role in expanding the company’s global reach and enhancing its innovative financial solutions. A seasoned professional recognized for his insight and integrity, John brings a unique perspective at the intersect of law, business, and emerging financial technologies.
Ingrid Gahsner, Risk Protection Consultant
Ingrid Gahsner is a licensed insurance professional and published author with more than 30 years of experience in insurance, investments, and corporate benefits. As founder of IMI Canada, she focuses on designing protection strategies that address healthcare access risk.
As a specialist and author, she has been instrumental in developing ICHAP’s educational programs and continues to shape course content across the curriculum. A strong advocate for smarter healthcare solutions and meaningful reform in Canada, Ingrid brings both expertise and vision to the advancement of healthcare access planning.
Have questions about ICHAP™ education pathways, course options, certification, or partnership opportunities? Email us or connect with us on social media — we’re happy to help guide you to the information or program that best fits your goals.Have questions about the CHAP™ designation, course details, or partnership opportunities?
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